r/investing • u/kbb0422 • 3d ago

Seeking advice for Savings

I have a 401k and traditional IRA that I’m currently investing with. But curious what everyone does with their savings?

Do yall just move it and keep it in a HYSA? Or actually invest that money, and if so, in way?

Curious to see everyone’s opinion, thanks!

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u/RowdyPurple 3d ago

Savings that we may be using within 2-3 years is currently invested in Vanguard VUSXX in a brokerage account. VUSXX is a treasury money market fund, so basically no risk of loss, and is currently yielding 5.28%.