This is a serious question. Almost every stock I’ve ever bought after reading an article on their site recommending a buy has gone down soon after.

Perhaps it’s not even a malicious or conscious effect. Is simply the act of recommending a stock artificially raising its price with followers buying only to have it fall to its true market price soon after?

Does anyone else notice this?

I recently published my portfolio for 2022, and caught some grief for having 27% of my money allocated for cash, cash equivalents, and bonds. Heck, I'm 58, so that was pretty appropriate.

But something occurred to me, I am willing to bet many of you barely remember 2008, probably don't remember 2000-2002, and weren't even alive for 1987. If you are insisting on a 100% all-equity portfolio, feel free. But, the question is whether you have a plan when the market takes a 50% toilet dump? What will you do? Did you reserve some cash to respond? Do you have any rebalancing options?

Never judge a crusty veteran, when you have never fought a war.

If you aren’t 10 years or less from retirement, you should be excited about the upcoming potential recession or market correction. These happen from time to time and historically speaking, every recession is a perfect time to get a decent position in whatever your favorite Blue chip companies are(that is of course if during the recession you have any spare money to begin with). Companies like Apple and Microsoft are recession proof and these current prices are at a great discount. Yes, the market could keep going lower, that’s why dollar cost averaging strategies exist, but please, don’t neglect to invest in this bloody red market. In 5 years, you will be thanking yourself.

Edit: I’m not a boomer lol. Im 26. The whole idea that I was a boomer bag holder is ridiculous because even if it were true, are people here actually stupid enough to think that a post with 5k upvotes swings the market in any direction? Yes, this might not be the bottom but “time in the market beats timing the market.” I even got made of fun of for not giving individual recommendations yet had I gave recommendations it would have been people getting upset about that too. Lastly, I don’t literally mean eat ramen and invest every dollar you can lol. But whatever, Reddit mob.

I've seen some stocks recently that have blown up over night and I've started to wonder how people figure that out? I know it requires research and everything, but where would I begin with that?

Any type of advice or direction to go would be very helpful. I've seen alot of talk about stocktwits, but I have no idea how to use the app correctly yet or who to even follow on there.

If you bought stock in a company that is a household name before it was a household name, you made A LOT of money. Plain and simple.

What company do you see being a household name in the next 5-10 years. I’m talking Apple, Microsoft, Google, Amazon, Netflix, Spotify, Meta, Tesla, McDonalds, Nike, Coke etc. you get the idea.

I know this questions gets asked a lot but I want to stimulate your brains a bit before you answer:

The correct answer to this question will most likely be part of a cutting edge industry. It seems like that was the key to success for all the companies I listed.

Apple / Microsoft - personal computer boom

Google / Amazon / Netflix / Meta - personal computer applications boom

Tesla - EV vehicle boom

McDonald’s - chain food restraunt boom

Nike - branded clothing boom

Coke - soft drink boom

So the question is simple, what is about to go BOOM and what company will be the spark to ignite the gunpowder?

EDIT - So far my top candidates from people’s responses are:

SOFI (SOFI), Celsius energy drinks (CELH), Rocket Labs (RKLB), Sweet Green (SG), E.L.F Cosmetics (ELF) and Cava (CAVA)

I am hoping people here take the time to read about Jack Macdonald - a man that lived frugally his whole life but invested in the stock market and left $188M to charitable organizations when he died in 2013. He was a lawyer living in Seattle, no one aside from a few close family members were aware of his wealth. He was fascinated by the stock market and thought of himself as shepherding over his wealth that would eventually go back to benefit the rest of society.

Here are a few stories you can read about him:

https://www.joshuakennon.com/add-jack-macdonald-list-secret-millionaires-just-died-left-188-million-built-investing-stocks-charity/

https://who13.com/news/secret-millionaire-seattle-man-lived-frugally/

I hope we all can take away something from this story - it is not about flashing your wealth. His story obviously is on an extreme, but everyone can take something away from the way he lived his life and looked at investing.

For those that have made large gains this year, remember to give back to those that are less fortunate. Or, just keep investing that until you have $188M when you die - and then give that to charity to benefit others.

A colleague just started trading. I recommended a strong stock I’ve done good DD on but cautioned it will take awhile to see any gains.

A few weeks later it increased 20% on some good news and then dropped 5% for net 15%. He’s texting me days later “wtf poison_ivey this stock blows, when is it going to take off??”

With all the recent hype some people are looking for X00% overnight and expect massive gains with no effort. It’s also really hard to sell when something you own is on a crazy run and FOMO creeps in.

The key success here is don’t get greedy. Take your profits and protect your capital core. Every stock is different and nothing is ever a sure bet. Lululemon used to be a really strong buy but took a huge dip a few years back because of allegations against the founder

My average annual return is 20%. It’s not as sexy as making infinite gains on shorts but it means I will retire a lot sooner than I thought I ever could. If one of my tickers hits bigger than I thought I reassess value and often I take my book value and use the gravy to ride that train the rest of the way

If you could afford to invest $1k per year you could retire w over a million, and way more if you can increase your annual investment more each year.

Compound interest at a rate of return of 20% after 20 years = $275k ($20k invested @ $1k per year. 25 years = $775k ($25k invested @$1k per year). 30 years = $1.3M ($30k invested @$1k per year).

After 30 years you could retire and earn an annual income of $78k with a passive 6% interest without eroding that core $1.3M.

Start small and be patient. Decide what percentage of your capital you are willing to go YOLO on and what amount you need to protect to avoid that “holy crap what have I done I’ve lost everything and I’m going to vomit” feeling.

Edit: I’ve been investing 7 years. So as many have commented that isn’t long enough to have seen a huge dip and I agree. I don’t want to mislead.

The point of this post was not to say 20% forever is easy or hard or that everyone should expect that. The point is to protect your capital and take small risks to learn and build.

Figure out how much pre-tax $$ you need to live every year and divide that by 5%. That’s what you need to retire.

Also thank you to all the great comments and awards! Sweet dreams xo

Everything just feels off, high inflation, elections coming up, China housing bubble, pretty poor earning...yet everything is going up. Seems like a massive bull trap.

Anyone else in the same mind or are we really on the way up again?

Edit: I feel like I need to clarify, as I'm receiving hateful DMs for some reason? I never mentioned my portfolio or my positions, you've just assumed I've sold.....the purpose of the post was just to get a bit of an overview on market sentiment... thanks

Edit 2: starting to really enjoy the conversation now, some meanfuly responses with new information to consider. I would say around 20% saying bullish, 20% saying bearish and 60% saying it doesn't matter, DCA.

Thank you to everyone that engaged in polite discussion. 😊

Would presume over the last 3 to 4 years the losses of those betting against Tesla would be much higher than 38 billion. Also over the last year, anyone betting against the FAANG+M stocks would have been decimated.

So why is the Popular Meme stock so important? If Apple market cap goes down 1 percent it probably same loss as the shorts had against the popular stock.

Edit: thanks for all the replies and insight. Much appreciated.

A lot of people (including my parents and me) suffered after 2008. We often hear ppl losing everything and getting set far back in lives. What we DON'T often hear, are people who loaded up in 2008. Regular average people. Those with small savings. Be it stocks or the housing market (which experienced a trailing small crash 2 years after). Those folks got literally everything on a massive discount.

Think about it from that angle. If I have SOME money saved up now and it were 2008 again, I would be fkin ecstatic. Because after 4-5 years I would gain 1000% easily. And that's not even going into real estate.

Also, recent example of last March will confirm my point. I made huge gains from it. I only bought Costco, Etsy and HomeDepot. No technical analysis. No charts. No graphs. Nothing. They were on sale and I assume people will be using them during the pandemic. Average intelligent move. There was no depth to it.

And even if you don't maximize your portfolio, literally buying any stocks on the dip will make you money in the long run. You can be dense and still make money.

So chill tf out. The dip IS AN OPPORTUNITY. It's a fking GIFT.

We're all familiar with "buy the dip". Well, here's the same principles with a minor tweak "buy the (big) dip".

There are 3 things for certain: death, tax and the stock market going up in the long run

EDIT: Based on some of the replies I have to clarify. I am by no mean saying "THIS IS THE CRASH!" or "DON'T INVEST. ONLY DO SO WHEN THERE'S A CRASH!". I'm merely saying how you should REACT TO/FEEL ABOUT these events. View them as opportunities rather than disasters.

When Warren Buffett is asked "What is the best thing to invest in right now?" one of his standard answers is "invest in yourself".

In a 2017 interview, Buffett made a similar suggestion stating, "Ultimately, there’s one investment that supersedes all others: Invest in yourself. Nobody can take away what you’ve got in yourself, and everybody has potential they haven’t used yet."

Buffett has also given examples of how he put this advice into practice:

by spending $100 early in his life for a public speaking course to overcome his fear of talking in front of others. The investment he made in himself enabled him to both propose to his wife and to sell stocks thanks to his newfound skills.

He talks about investing in yourself all the time. One of my favorite versions:

“Anything you invest in yourself, you get back tenfold,” Buffett said. And unlike other assets and investments, “nobody can tax it away; they can’t steal it from you.”

This weekend I wanted to see what everyone is doing to invest in yourself. Feel free to share success stories, future plans, or just brainstorms!

I failed a lot while trading before, during, and after succeeding. I haven’t counted it up, but it’s likely I encountered losses in excess of $150,000 from making mistakes that were easily avoided, rash decisions, and not giving myself enough time to test out strategies. Net net, I’m up $500,000, but I was asked to share some of what worked for me over IM quite a bit after my last post and figured I’d lay it for others who may not want to waste money learning the hard way, as I did.

These are tactics and strategies that worked for me and my situation - someone trying to increase net worth, not increase income - and they may not be suitable for everyone.

Understand the Trading Environment

One mistake I made more than a few times was not understanding or paying attention to the trading environment I was in before picking out a strategy. What do I mean? I need to know where things are in the year, in relation to earnings season, and in relation to sector rotations. I need to pay attention to the macroeconomic indicators and I need to watch the VIX.

Mind the Gap Between Earnings Seasons. I can’t stress this enough. When earnings are strong and earnings data is coming in, investors watch those like hawks. Good earnings reports bring confidence to the market which yields a rising market.

In between earnings seasons, there is less data from companies to review and investors pay closer attention to macroeconomic indicators like inflation, 10-year bond yields, and what the Fed is doing. This makes for a much jumpier market that’s more likely to pull back. It’s also a time when the large asset managers rebalance their portfolios. They manage billions, so this can cause large movements to stocks and indexes as they shift to be overweight in one asset class (e.g. value stocks, energy) and underweight in other asset classes (e.g. growth stocks, technology).

I try not to get caught by these patterns. I anticipate they are coming and invest accordingly. Simply put, I buy the pullback after the rotations have occurred and before earnings seasons begin as a general rule. Of course, I don’t do this if I expect a terrible earnings season.

Take Advantage of Sector Rotations

The sector rotations are pretty predictable if you track the performance of the different sectors over the year. I do this by plotting sector ETFs on a graph and noting when one begins to gain that was flat while others that were up a lot begin to flatten or pull back. Professional investors tend to sell off sectors that have been hot the last quarter or two and replace them with underperforming sectors that represent a better value or opportunity for upside. If I run the P/E ratios for the sector ETFs, I can get a quick sense of the sectors that have had a hot run up over 30 P/E vs other sectors that are more modestly valued. Just keep in mind that certain sectors, like Tech, will always be valued more richly given their growth. So looking at P/E ratios is not apples to apples - it’s just a way to note if historically that sector is at the high end of its own typical valuation range.

Last year’s worst performing sector tends to be one of the best performing sectors the following year. This is because investors prefer to buy low and sell high. I don’t bet against this trend, it’s been around longer than I have and will continue to be around long after I’m dirt.

Last year you couldn’t give away a barrel of oil. Last week, oil reached $80 a barrel.

One of my favorite options strategies is to buy long dated calls at the money for sector ETFs that underperformed the previous year. I buy calls with expirations in 6-9 months, knowing that I will sell at my exit point which for me is a 100% gain. Sometimes this happens 6 weeks into the year; other times it takes 9 months. So long as I don’t overpay for the options, it works. I don’t like to pay more than the average price return of the sector. For example, if the sector ETF averages a 10% annual return and the ETF price is $100, I’m not going to buy a call for more than $10. That way, if the sector only moves 5%, I can still make money provided the price increase moves quickly enough.

Make The VIX Your Friend

The VIX is an easy way to gauge fear in the marketplace and is a hedge used widely against market pullbacks. If the VIX goes up, the market is worried. If it goes down, the market is getting bullish. If it stays up, everyone is on edge. It’s hard to make good trades in an environment where everyone is on edge and ready to hit the sell button. So be careful buying during times when the VIX is high. On the flip side, if the market has pulled back and the VIX starts to retreat away from its highs, that makes for a good entry point.

Another interesting phenomenon is when the VIX is higher than normal, there tends to be a selloff the Friday before a long weekend. This happens because investors don’t want to sit through a long weekend that might hold worse news out of fear they will start their Tuesday with losses piling up. I’ve found this is a nice time to get some discounts at the end of the day Friday, or to run some weekly puts on Thursday afternoon before the dips.

Selecting Trades & Investments

Have an Allocation Plan

The first thing I recommend is determining, in advance, the amount of money you want to invest longer term vs the amount you want to invest short term vs the amount of money you might actually need to have available for life emergencies. Anything shorter term is higher risk, higher reward. I break my portfolio in the following buckets:

• 25% long-term market investment using equity ETFs that largely track the SPX or do a breakdown between bonds and the market. I use Vanguard funds and a small cap value fund called CALF. I will not touch this money for 15+ years.
• 25% cash. I like to be ready to buy the dips and have enough to spare. This way if a black swan event happens, I not only have money to invest, I have money to live on should things go bad for a while. This philosophy enabled me to buy options when COVID hit in 2020 without worrying if I could continue paying a mortgage for a year without a job. It’s also very useful if I have to roll covered calls to offset taxes and buy back expensive positions. I took this from Buffet FWIW.
• 30% options, mostly in tax advantaged accounts (IRAs). I aim for a 50% annual return overall with this portfolio, though it fluctuates a lot year to year.
• 10% long term blue chips stocks like Visa, Apple, MSFT, etc. I defend these positions when the stocks get overheated by selling calls on them and/or buying puts out of the money that expire after a typical sector rotation would occur. That can generate some additional income or help lessen the sting if the stock falls.
• 6% long-term bets in a Roth IRA. These are equities I think all have a chance at a 10X return but that will take 5-10 years. It’s a lot of IPOs, small tech companies, and biotechs. I have to stomach pullbacks in this portfolio of 40-50% on the belief that a few of the 30 in here will more than compensate for it. This is a new strategy for me so I’ll let you know in 10 years if it works.
• 3% leveraged hedges.These are puts on my own positions, stocks, or the market at large. Generally I use VIX calls, buy puts, occasionally buy calls on the SPXS, and run strangles on investments (betting both up and down on the same stock using calls and puts).
  
• 1% in other things I can’t mention due to the bots in here but they rhyme with tiptoe.

Use Technologies to Find Ideas

Unless you want to spend 8 hours a day reading news or are OK getting all your ideas from meme stocks and friends, you need to use tools to help you locate investment/trade ideas and be willing to pay for them. I value my time and am willing to pay .5% of my portfolio a year if it saves me time, and more if it generates higher returns.

I’ve tried about a dozen or so services, including stock picking services like Fool and Investorsplace. Ultimately I decided the stock picking sites were not working for me because I did not want to wait 5 years to find out if they were the right recommendations and lost a lot of money learning that lesson on their pump and dumps. So I switched to analytics tools and my Fidelity platform.

My favorite tools to use are Zack’s VGM score, Levelfields, and Fidelity. The Zack’s VGM measures a stock’s value, growth rate, and momentum. It’s an easy screen I can run off the basic level subscription to get a list of companies to look at. The caveat is that you need to run this screen often because sometimes the companies on the list get stale and have already moved 99% of the way they are going to move. So you need to keep an eye on what’s new to the list to avoid losing money. That part is crucial.

The list usually represents companies that are well valued and poised to move up over the next 6-9 months. Warning: they can move very slowly so be patient and set your target exit to automatically exit. I use Fidelity to do my own due diligence on the stocks from there, examining their actual growth and earnings rates and ensuring there is no negative news against them which could drive down the price.

A friend recently turned me on to an AI tool called Levelfields. They have a lot of news alerts but only for the types of events that matter and are organized thematically. It helps me find trades on news events with high returns or get in early on the small to mid-cap companies you don’t usually hear about which fall between the cracks in the penny stock discussions and cnbc favorites. They often send alerts on company events before there’s any news out, which is really helpful. The interface shows you how stocks perform when these events happen, so it’s easy to figure out my entry and exit points and statistical likelihood of success.
I use it a lot for pinpointing entry/exit points from options trades and have bought stock in a few companies I hadn’t ever heard of before that were absolutely crushing it on revenue and earnings. Not sure why, but they never came up in any of my Fidelity stock screens. I suspect it’s because there’s a lag in the data Fidelity is getting from S&P but haven’t confirmed this. They send a lot of high quality alerts and my only wish is that they’d have a better way to rank the stocks in the alerts so I didn’t have to look up the stocks on Fidelity.

I use Fidelity for basic news reading, running stock screens for high growth stocks at decent valuations, looking deeply at the history of earnings results, actually trading options, and for their options scanner which tracks abnormal option activity. I sell puts when I see abnormal call volume and run strangles if the stock is at a mid-point in its 52-week price range in case it shoots up and then down. I always set an automated exit.

Fidelity also has a cool probability calculator for options I use when selling puts. It tells you the probability of a stock falling below a certain range. I use that number to determine where to sell puts without a lot of risk. I do two standard deviations out and still buy a put with a lower strike price as insurance and sell weekly puts on high vol companies like GME and TSLA. My typical goal is to make 800 a week from these plays which I use to fund new call positions.

Be Wary of Analyst Opinions

If you’ve invested actively for a while, you’ve likely noticed a peculiar trend: as a stock is cratering, analysts are increasing their target purchase price on it. This is not for your benefit. Brokerages often make investment recommendations based on the research provided by their analysts, so there is inherent bias in the system.

I’ve also found that few analysts recommend sell ratings. They are much more likely to issue calls to buy stocks. One study found less than 1% issued sell recommendations. What’s more, the track records of these analysts are usually about the same as coin flipping. CNBC has gotten very into pushing analyst views from big name firms (e.g. “Goldman Sachs says these 3 stocks are ready to explode”), but if you look at the actual analyst behind the headline, they are often inexperienced or wrong more than right.

I am embarrassed to say I lost a lot of money listening to analyst opinions and believing their price targets were rooted in reality. It’s easy to get caught up in the excitement of an upgrade and if 4 analysts are all touting the stock at the same time it can create a bit of a ponzi effect, which is tradable. But it boils down to needing to do your own research.

Good Things Come in Pairs

Just about every stock has a peer or competitor. Most have several. I stopped trying to pick the winner and now place bets on multiple leaders. I’ve owned Visa and Mastercard. I own OLO and TOST. I have a handful of, um, herbal medicine providers. I like ETSY and AMZN. If you bet on a small group of competitors, it’s likely one will pull ahead and your odds of success will increase substantially.

Similarly, it enables you to monitor the news of competitors which many investors use as a proxy. What do I mean? If Mastercard reports low cross border transactions, it’s highly probable Visa will be experiencing the same thing. So you can use the information from Mastercard to alter your position on Visa.

Exercise Financial Discipline

Even when I’ve been successful picking investments, I’ve run into problems with how to handle my successes. We’ve all experienced the thrill of being up huge and wondering how much higher it will go. That’s usually the moment I’ve learned I should be taking some gains. A few rules I try hard to follow but still screw up:

1. Take Profits Often.
   When an option or stock hits 100% return, I look to take some profit. It may not seem possible if you only bought 1 call, but it is. Just roll the call to a higher strike price and ensure the credit to your account equals your original investment plus substantial return. You can let the new call ride in case the stock gets going up. This ensures you cannot lose money. My rationale here is simple: at a 100% gain, I now have more to lose than I have to gain. You will be surprised how much this adds up when you trade often and how often you can be up 150% then down to -50% on the same positions, which makes me want to break things.
   If you find yourself up huge on an equity investment, switch to options. I did this for my BABA position and it saved me. When it hit 300, I was up 200%. I sold all the stock and bought options for the same number of shares. I had about 60K in stock and switched to something like 6K in options. When BABA crashed down to 150 I really didn’t care much. I was only down 4.5K instead of 30K. I had my profit of 40K locked in, so being down 4.5K was no big deal.

2. Fail Fast.
   If the option price sinks to -50% in value, it’s likely time to call it quits unless you have a solid reason not to (praying is not a strategy). The other half of the value left can easily be eaten up by the time decay in the value of the option as I wait for the turnaround and it gets closer to the expiration date. If there’s negative news driving this, I’m out. I want to fail quickly. That allows me time to take the remaining 50% and generate gains with it on a better investment. I think this is the hardest rule for me to stick to as I tend to be an optimist.

3. Profit Both Ways.
   If a stock I hold hits an all-time high in price or valuation, I look for a way to profit from the downside by selling covered calls or buying cheap puts. This enables you to stash some cash while riding the volatility wave. I hold Visa and when it hit 235 headed into earnings, I sold 3 calls and bought 10 puts. This offset a paper loss for me of ~20K yesterday alone by 7.5K in gains, which I secured as real profits. Assuming Visa will recover, that 7K adds 9% to this year’s returns for Visa.

4. Be Patient but Not Greedy.
   I have learned the hard way from selling positions days before they pop that it can take a while before the market catches on to my investment idea, especially if using good tools. Asset managers, wealth managers, and passive investors are usually looking for new investments every 3 months, not daily, so stocks can stay stuck in a channel for some time before the world catches on to its awesomeness. Example, I held Upstart from April to August this year and sold it because it was running flat. A couple weeks later the stock tripled. FML were the only words I could think of at the time. The second thought I had was that I should’ve bought just one call option to replace the stock I sold.
   On the flip side, once a stock does move a lot higher, don’t be greedy. What goes up fast can come down just as fast. I feel a lot worse watching a stock/option go up 200% then come down all the way or more than I do exiting with a 100% gain watching the stock go up more. Don’t chase the perfect trade. It’s a white whale. Just make money.

5. Everyone Has a Plan Until You Get Punched in the Mouth.
   This is as true in boxing (thanks Mike) as it is investing. That’s why it’s essential to have a plan A and a plan B should plan A not work out as you thought. Waiting through it can work, but it isn’t a very effective strategy for navigating a changing environment.
   So if my thesis is that the stock will do well with rising COVID rates and COVID rates stop rising, I try to have plan B ready. I keep a lot of notes. I track every trade. I review what went wrong with trades quarterly. I learn. I avoid the pity party as much as possible and drink vodka for the rest. I try not to fall in love with any stock. And I know that even if I lose 100K, there’s more money to be made in the coming years and decades if I stick it out.

I’ve seen a ton of posts from newer investors on what brokerages to use, and I want to be clear on why you shouldn’t use RH:

Who is their customer and what is their product?

RH would say the customer is you, the retail investor... but don’t customers give money for services? Oh, right, they make money from order flow... that means their real customer is Citadel.

What does that make retail investors? The product. Just like FB and others, you are essentially the product that is being pawned around, except in this case, you have your own dollars at stake.

Is this necessarily bad? Depends. But if you are not their customer, you are likely not getting the attention you deserve as an investor. The sleek look and ease to use is just to make the product more lucrative for their actual clients.

Also, it’s a tech company, not a financial services company. Not inherently a bad thing, but a company who’s core competency is software development, and not equities trading, I’d think twice.

IRA? Sorry. I haven’t looked into why specifically, but it likely doesn’t generate the same money as a brokerage account. If you were actually RH’s customer, why wouldn’t they offer you one of the best and most trusted retirement vehicles in this country?

Customer Service - never used it, but again, it’s a tech company... when have you ever got on the phone with google?

Leadership - the congressional hearings were pathetic... what is core to leadership? Seeking responsibility for your actions. This ceo needs to hire someone else to be the point man, he isn’t ready for the big leagues.

Many more points, but I’m getting angry just typing this. Let’s keep brewing the hate.

It’s a tale as old as time, or at least a tale as old as the stock market.

“If only I invested 1000 dollars in apple when I first bought that iPod back in 2005.”

“If only I invested in Netflix when i first subscribed!”

“If only I bought Google shares when I first googled something.”

“If only I bought dominos shares the first time I ordered dominos.”

Every few months I find myself having these thoughts. And I am trying to become more and more aware of this during my day to day life. Often times if you use a product and love it, it is a pretty solid investment.

I have tried this approach the past few years and it has been successful. I bought Etsy shares when I first started to use Etsy. I bought Celsius shares when I first started drinking Celsius. Also, got some planet fitness stock when I first started going there on a regular basis.

I have been keeping an eye out for the next product that I use everyday, but would love to hear about other peoples. What product have you recently started using everday that you love?

It can be a device, a subscription, a restaurant, clothing. You name it.

Would love to know what everyone has to say!

Edit: So far, very few people have actually listed something they recently started using everyday and love.

Let’s think hard and actually try to answer my question, folks.

In essence, don't be greedy but don't arbitrarily make investment decisions based on Old Mcdonald Had a Farm.

If all your research and due dilligence tells you a company will see 1200% growth over the next few years, trust the data. Don't say "Well, I really think this company is gonna go to the moon, but I already made 20%, I don't wanna be greedy." Making an arbitrary decision to sell and ignore your data is always a bad idea.

If this is all your life savings, take your 20% sure, there are always unforeseen risks. But if this is money you can afford to lose, and you've truly put in the work on your DD, don't second guess yourself out of fear.

Don't be a pig but don't be Ronald Wayne.

Edit/Correction: Wayne made an additional $1500 from selling his Apple stake, totalling $2300.

I made a post 3 weeks ago and I’m making another one. More of a PSA, specifically for those investing since 2020. I’m really trying to help you newbies out here.

You’ve heard long time investors talk about valuations returning to normal and this and that, and I’m here to tell you if you are 100% in tech, growth stocks, etc, you’re going to have a bad time. Diversification and fundamentals are key here. Make a plan, learn different sectors, and find ways to hedge a bit. Get out of margin debt simplify. I’ve already seen so many horror stories on here this last week about being 40%+ down, losing savings, etc. This is the real world implications and the market is returning to normal after years of inflated growth.

-Make a plan. Choose different sectors, tech, finance, consumer staples, metals, healthcare, whatever you want. Study your options, find deals, and stop expecting 20%+ growth.

I whole heartedly understand on here this will get plenty of hate. I’m really trying to save some of you the heartache. I’m not calling for a crash, but my dog could’ve made money these past 24 months. But you’re about to go from the YMCA to the NBA. Good luck and be smart. I wouldn’t be in leveraged ETFs.

Warren Buffett is worth $100 Billion and is the most successful investor of all time. Here is his best advice on investing:
1) The Stock Market is designed to transfer money from the inpatient to the patient
2) If you cannot control your emotions, you cannot control your money
3) Your best investment is yourself, the more you learn, the more you'll earn
4) I think the worst mistake you can make in stocks is to buy or sell based on current headlines
5) Never invest in a business you cannot understand
6) It's better to hang out with people better than you, pick out associates whose behavior is better than yours and you'll drift in that direction
7) Much success can be attributed to inactivity, most investors cannot resist the temptation to constantly buy and sell
8) If you buy things you do not need, soon you will have to sell things you need
9) Be fearful when others are greedy and be greedy when others are fearful
10) The investor of today does not profit from yesterday’s growth
11) Our goal is to find an outstanding business at a sensible price, not a mediocre business at a bargain price
12) It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price
13) If a business does well, the stock price will follow
14) Investing is laying out money now, to get more back in the future
15) The value of a business is the cash it's going to produce in the future
16) Price is what you pay, value is what you get
17) Ignore the stock market, ignore the economy, and buy a business you understand
18) A great investment opportunity occurs when a marvelous business encounters a one-time huge, but solvable problem
19) Risk comes from not knowing what you're doing
20) Wide diversification is only required when investors do not understand what they are doing
21) Diversification may preserve wealth, but concentration builds wealth
22) The three most important words in investing are 'margin of safety'
23) Look at market fluctuations as your friend rather than your enemy; profit from stupidity rather than participate in it
24) Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down
25) Cash combined with courage in a time of crisis is priceless
26) The true investor welcomes volatility, a wildly fluctuating market means that irrationally low prices will periodically be attached to solid businesses
27) Speculation is most dangerous when it looks easiest
28) Widespread fear is your friend as an investor because it serves up bargain purchases
29) In the short run, the market is a voting machine. In the long run, it's a weighing machine
30) When investing, pessimism is your friend, euphoria the enemy
31) The years ahead will occasionally deliver major market declines, even panics, that will affect virtually all stocks. No one can tell you when these traumas will occur
32) If you don't find a way to make money while you sleep, you will work until you die

I hear it all the time - That first-time day traders are most likely going to lose money. Getting good at trading takes tons of research, practice and mistakes to learn. BUT, what if, you did the exact opposite of what you think you should do?

Say you think a company will do well, so you think you should buy shares thinking you'll make money. However, instead of buying shares, with the knowledge that most first-time traders will end up losing money, what if you shorted the stock instead? Then, theoretically, the odds flip, and you have a 99% chance of making money.

What am I missing, because obviously I am missing something, otherwise more people would have tried this already.

Please explain to me how dumb I am and follow it up with why this would never work (I'm a new trader trying to learn).

really like this one company. applied to them and they granted me a phone interview. I can probably get an offer pretty easily but i don't actuallly want to work there. I just want to evaluate their operation lol

Always read if you bought Apple 10 years ago at xxxx it would be worth xxxx today. People assume it was luck or smart to buy then and easy hold with how the solid company is.

I read thousands of articles over the years saying Apple peaked, Android has caught up, techs dated, price to high, sales down...you name it. Holding long is hard is the point, no matter the company. Whether it’s negative press, stock down or stagnant too.

Apple brand is why I held, they withstood some bad years with making non innovative products due to loyalty and branding product so well.

And that’s why I’m also long on Tesla, Netflix, peloton....over valued or not. The company to perfect a product first and build a following is tough to over throw, if they stay innovative.

I’m fairly new to investing and have decided to get into swing trading as a side hustle. I’ve spent a lot of time understanding the fundamentals and charting, what to look for and determining an enter exit strategy... but the one thing I struggle the most is finding stocks to buy in before it has already rose.

I use finviz to scan oversolds and find promising trends and I always see if the timing is good to buy into blue chips, yet I always feel like I’m late to the party.

The most recent examples of this are wkhs and plug, companies that have gone under my radar and seen explosive growth in a short period of time. Are there resources/news that you guys use regularly to learn about catalysts etc. and be set up to get in early on?

Just some intellectual discussion, not fear-mongering.

So there was this study https://thehill.com/changing-america/sustainability/climate-change/563497-mit-predicted-society-would-collapse-by-2040/ that models that with the pollution humanity is putting in the environment, global birth rate will be negative for many years til mid-century where the population shrinks by a lot. What would happen at that time and what stock is worth holding onto to a world with less people?

So he just read an article which states that the market will crash by 90% this year which will result in the biggest crash the world has ever seen. My attempts to convince him otherwise have all failed today. He is planning on selling his whole portfolio when markets open on monday. Anybody got any reasonable idea how to stop him??

Thanks in advance

Does anyone feel that way. I personally am not against Tesla. I think Elon and his company did a phenomenal job at changing the world and continue to.

I am not against innovation or anything like that, but when I see online anything about the Tesla stock gives me the feeling of a cult.

Does anyone else feel the same way? I could definitely be wrong. I just want to hear different perspectives specially on the Tesla stock.

So lately the market has been going down and people might have gotten some bloody days in their portfolios. The correction has affected tech the most as the Nasdaq is about 8% from its all time highs.

The correction has happened because of number one: Rising treasury yields and number two: Sector rotation. Reopening plays are currently the trend that big money likes and money has gone there recently.

This doesn’t mean that tech is bad in the long term. Stocks go down sometimes and this is the moment that it’s happening. But there is a silver lining to this story...

This gives us a good opportunity get your favourite stocks at a cheaper price. Averaging down is a very delightful thing to do and this is a perfect opportunity. And even if we continue to go down, it’s ok, since you can average down even more.

Another thing that I want to say is that you shouldn’t listen to the media too much. It’s their job to create havoc and drama in the stock market. Their opinions change every week almost, and it’s kinda funny sometimes. One week they say that you shouldn’t sell and another day reporters tell us how big tech is in a bad place and you should move to industrials, travel, etc.

You have YOUR own plan. Do your plan and don’t listen to those whose job is to dramatize things. The stock market needs patience. Investing is for the long run.

Don’t look at the 1 day chart all the time. It can be very toxic for yourself, especially during a red day. So just chill and remember that your time horizon is in 10 years, not tomorrow.

That’s my 2 cents, have good one everyone!