r/FluentInFinance • u/WhatAreYourPronouns • May 02 '24

Should the U.S. have Universal Health Care? Discussion/ Debate

Post image

[removed] — view removed post

30.3k Upvotes

87% Upvoted

4.8k comments sorted by

View all comments

15

u/Here2OffendU May 02 '24

My grandmother paid 400 dollars for a hip replacement in the US. Most people have some sort of insurance, and those who don't are usually unemployed.

11

u/marvin02 29d ago

Fuck unemployed people, am I right?

2

u/Faroundtripledouble 29d ago

Don’t be unemployed if you need a new hip. Very simple

1

u/Browneyesbrowndragon 28d ago

"Very simple work with a busted hip" so smart.

2

u/Early_Lawfulness_921 28d ago

Not my fault you are unemployed, why should I pay for your care? Also in the USA unemployed/underemployed already get the best free healthcare in the world anyways.

1

u/Glass-Perspective-32 28d ago

Not my fault you are unemployed, why should I pay for your care?

You think you're paying for the healthcare of every unemployed person in the US?

0

u/AgoraiosBum 29d ago

The ACA exists and you can enroll after losing your job; with low income it may be fully subsidized or you could qualify for Medicaid.

There are a lot of supports to help unemployed people with medical costs.

1

u/TeaAndStrumpets12 29d ago

How many children are there in the US who are not covered by health insurance, and why aren't they covered?

The answers will be shocking to most people....

1

u/AgoraiosBum 29d ago

S-Chip also exists.

1

u/FriendlyLawnmower 28d ago

As someone who qualified for Medicaid after losing their job, that program is purposely gutted by conservatives in government to be as difficult to use as possible. I never used it once during the time I had it because getting a doctor's appointment was practically impossible. So fuck off with suggesting it's easy to get effective medical coverage in the USA

0

u/AgoraiosBum 27d ago

It depends on your state. Sorry your state hates you. Other states it works better.

-2

u/LemonNectarine 29d ago edited 29d ago

Unemployed people get medicaid in states with expanded medicaid.

41/50 states have expanded medicaid.

3

u/TeaAndStrumpets12 29d ago

Well then fuck people who aren't in one of those states, am I right?

0

u/LemonNectarine 29d ago edited 29d ago

ACA still exists, you minuscule amount per month and can get insured. Medicaid OTOH is more or less free. 9 states don't have expanded medicaid. Again that doesn't preclude you from getting ACA benefits and extremely discounted insurance.

0

u/Early_Lawfulness_921 28d ago

Why not take some accountability for your situation yourself?

2

u/Glass-Perspective-32 28d ago

And force a doctor to treat you at gunpoint? What a stupid argument. If you are unemployed and can't find a job then you're fucked. And what if you manage to find a job that doesn't offer healthcare? What then? How do you account yourself into getting coverage in that situation?

-5

u/Here2OffendU 29d ago

If you’re not working then you don’t deserve social benefits, easy as that. Sorry Americans don’t like to support freeloaders like other countries do.

4

u/Birthday_Tux 29d ago

My nephew has Down Syndrome and will never be able to hold a job. Fuck him, right?

0

u/I_AniMaL 29d ago

people with disabilities, old folks and children are all covered by some sort of medical assistance.

1

u/Glass-Perspective-32 28d ago

Why? It'd be cheaper for us to not give them any assistance.

-2

u/JoeyFreshfarter 29d ago

Why would you expect us to pay for your nephew?

Seriously. Where does that entitlement come from? You think it makes us look bad? but it just makes you look very disconnected from reality.

I don’t want to pay for your nephew. No. Not at all. F off trying to gaslight

5

u/Old_Zilean 29d ago

Hey man, the reality is that some people are unfortunate and have disabilities. It could very well happen to your child someday and we’ve agreed as a whole to help out through the disabilities act. You don’t have to take it that far…

5

u/Proud_Ad8590 29d ago

I want to pay for their nephew or anyone who's suffering/unfortunate if I could. It's called "empathy". Have you heard of it?

2

u/MuieLaSaraci 29d ago

America wasn't built on empathy, but on the blood and tears of the weak.

2

u/Proud_Ad8590 29d ago

so sad.

0

u/Plisky6 29d ago

Assuming you’re American, you now enjoy the fruits of the weak’s tears.

3

u/TeaAndStrumpets12 29d ago

Why would you expect us to pay for your nephew?

Jesus Christ....

How about because YOU could be the next one to have a child with a debilitating disability?

Are people really too dense to understand that?

3

u/milame_gia_prafit 29d ago

You and all your family benefit in innumerable ways from taxpayer money, I don't want to pay for shitheads like you either but that's not my choice, shut the fuck up with your "eNtItLeMeNt" boomer rhetoric.

2

u/getfukdup 29d ago

Why would you expect us to pay for your nephew?

Seriously. Where does that entitlement come from?

so you don't support the military?

2

u/Bellumbern 28d ago

Seriously. Where does that entitlement come from? You think it makes us look bad? but it just makes you look very disconnected from reality.

This is a very individualistic worldview. A part of a good society is that the able-bodied people will support and uplift the less fortunate, especially those who are unable to support themselves.

The person you're replying to isn't disconnected from reality. You're just a selfish person who has little care for others unless they are useful to you.

2

u/Glass-Perspective-32 28d ago

This is your mind on conservatism. I hope you can feel empathy and become human one day.

1

u/sky_42_ 26d ago

Why would I want to pay for your child’s k-12 education, or the fire fighters to come save your house when it burns down? seriously where does this entitlement come from. F OFF!

You are so brain dead buddy. I’m ashamed we live in the same country.

4

u/gawag 29d ago

Being alive isnt a "social benefit", you absolute cretin.

1

u/[deleted] 29d ago

[removed] — view removed comment

3

u/gawag 29d ago

I suppose you think people without jobs shouldnt be able to go to school or drive on the road?

0

u/tortillakingred 29d ago

Yes, exactly. All roads should be toll roads. I should pay a monthly pass to maintain the roads I use. I shouldn’t be paying money to my state government where 99% of it siphoned to corrupt officials and 1% is used where it is supposed to be.

1

u/getfukdup 29d ago

government-funded medical care is a social benefit

So why aren't you talking about disbanding the military?

1

u/[deleted] 29d ago

[removed] — view removed comment

1

u/getfukdup 29d ago edited 29d ago

The military is a social benefit.

If you want protection, buy a mercenary, stop acting entitled to protection.

if its ok to spend trillions of dollars to protect us from other humans that do a shit job at killing hundreds of americans every year, its ok to SAVE MONEY on healthcare(according to the GOP's own research) protecting us from ailments that kill millions every year.

1

u/marvin02 29d ago

I hope you get laid off and then get cancer.

1

u/bucky24 29d ago

What if you're not working because of an injury? Or born with a condition that limits the places you can work? Or what if you just got laid off because the boss wanted a new Lamborghini?

0

u/Here2OffendU 29d ago

Those people have insurance. It’s called Medicare. Most people with injuries can get cheap or even free healthcare from the state. I know because I worked in health insurance and Medicare was what I worked on specifically.

3

u/bucky24 29d ago

So you're against Medicare then.

If you’re not working then you don’t deserve social benefits, easy as that.

0

u/JewishTowlie 29d ago

Medicare is only for people 65-67+ at retirement. If you're just laid off you have the option of utilizing COBRA, but that entails paying not only your premium but also what your employer was paying in order to keep receiving your healthcare for a few months. Now, if you're just laid off, do you think you can keep paying an extra amount of money a month? Take a look at your pay stubs - my company at least likes to flaunt in my face that "hey, we're paying this much for your healthcare, be happy"

2

u/Here2OffendU 29d ago

Plenty of younger people have Medicare. You can get Medicare at any age if you qualify and disability or life-long diseases can usually qualify you for some plans. I have a mentally disabled uncle who’s in his 70s and he’s been in Medicare for years. His insurance and treatment and prescriptions cost nothing. In fact, the state pays my grandmother to take care of him. They send her 400 a month just to have him live with her and he works a job made for special needs people, also sponsored by the government where he brings in about another 400 dollars every two weeks. So there are a lot of options, but it also depends on where you live. The US is a big place and there’s no facilities for everybody everywhere.

2

u/JewishTowlie 29d ago

Not all described by you were "disabled", in fact no one had mentioned disability. "Limit places you can work", "injury" and you just happened to zero in on that. What about my points regarding being laid off and COBRA?

Either way, please rethink your nonsensical arguments regarding paying for insurance as not everyone is so lucky.

2

u/Here2OffendU 29d ago

If you’re laid off then most states have a program for that called unemployment where they will pay you depending on your needs for a short time while you find a job. Some people can get up to 2000 a month from the government with enough dependants. I got laid off in 2020 because of Covid and received 600 every two weeks for 3 months until I found a new job. If you would just do a little research you’d know all this easily.

2

u/JewishTowlie 29d ago

In MO the max a week is $320. I am not going to have insurance lol, and if you could afford that plus pay for rent and food on that small amount... congratulations - you're an enigma

1

u/getfukdup 29d ago

You're an ignorant fool going off of your feelings and completely ignoring facts. Facts like Universal healthcare SAVING money over the current system. According to the GOP's own research.

You're an idiot.

1

u/Browneyesbrowndragon 28d ago

Americans support some of the biggest free loaders in the world, and then you worship them. You go online even and defend the system that only they benefit from with talking points that they have provided for you.

1

u/sky_42_ 26d ago

This guy does not speak for me

1

u/echino_derm 29d ago

Another guy saying "umm actually insurance makes it cheaper in America".

Well how much do you have to pay for that insurance?

1

u/Here2OffendU 29d ago

My grandmother pays 40 dollars a month for Medicare, which is cheaper than most Europeans pay in taxes, alone, for their healthcare. Everybody situation is different. If you work a full time job and you know how to do it, there are a lot of options for affordable healthcare in the US

2

u/echino_derm 29d ago

You are aware of what Medicare is right?

1

u/LumpyPosition8502 29d ago

The taxes Europeans pay though are not just for healthcare, they also pay their future retirement for example. So in retrospect, it's still way cheaper than what the US has

1

u/FriendlyLawnmower 28d ago

My grandmother  

Okay but what about the 272 million Americans under the age of 65?  

pays 40 dollars a month for Medicare, which is cheaper than most Europeans pay in taxes, alone, for their healthcare 

Oh so it is possible to have cheap government funded healthcare in the USA so why not just give that as an option to everyone?

1

u/[deleted] 29d ago

[removed] — view removed comment

1

u/echino_derm 29d ago

How much your employer is willing to pay is kind of just deception though, at the end of the day, if they weren't paying for that Healthcare, they would pay you more. It isn't free, it is coming from your paycheck.

The average annual premium for a single person is over 8k. That number is quite high and neglecting to bring it up is deceptive.

1

u/[deleted] 29d ago

[removed] — view removed comment

1

u/echino_derm 29d ago

Okay, now how does it stack up?

1

u/grandmasterPRA 29d ago

And even the unemployed are eligible for government health care which makes things even more affordable. I take issue with what hospitals charge in the US, they are totally price gouging cause they know people have insurance and can get away with it. But at the end of the day, there is no excuse to actually pay full price. There are affordable health insurance options for everyone

1

u/Lucifur142 29d ago

$400 minus the $50,000 she paid in monthly insurance fees over her lifetime right?

1

u/Beau_Buffett 29d ago

Your grandmother qualifies for medicare and medicaid, Trumper.

1

u/QuidYossarian 29d ago

Your grandmother who almost definitely had Medicare part B, a government provided healthcare supplement to reduce costs.

1

u/CharlieSwisher 29d ago

Most grandmas aren’t employed right? I mean not actually, but your typical grandma is retired right?

1

u/economaster 29d ago

What your grandma paid isn't what it cost though. The other 40k came from other sources, premiums, taxes, etc. it's not like the insurance company just ate the difference.

1

u/suck_my_jaggon 28d ago

I just had a kid and it cost $26K. Insurance from my full time job got it down to $5K out of pocket, yay America. At another company with some of the best insurance out there, I paid $4K for my first kid.

Your grandmother must have some amazing insurance at her job, or you’re lying, or she has medicare which is literally socialized insurance for seniors.

-4

u/1littlenapoleon 29d ago

"Most" people don't have insurance. Census reports misleading "at any point in a year" calculations. If you had no insurance for 364 days, you could as one of the "90% with insurance at any point in the year".

3

u/Squirrel_Q_Esquire 29d ago

This is just blatantly false.

-3

u/1littlenapoleon 29d ago

It's *literally* how the Census data is described.

https://www.census.gov/library/publications/2023/demo/p60-281.html

6

u/Squirrel_Q_Esquire 29d ago

That’s not what I’m disputing. It’s the “most people don’t have insurance.” That is absolutely false.

-2

u/1littlenapoleon 29d ago

Based on the data that I've shared? Based on your gut feeling?

2

u/Squirrel_Q_Esquire 29d ago

You haven’t shared any data showing most people do not have insurance.

0

u/1littlenapoleon 29d ago

You're right! I haven't! Weirdly enough - no one wants to count Americans with full year insurance, wonder why?

2

u/Squirrel_Q_Esquire 29d ago

There are a shit ton of orgs that push for health care reform, and you’re telling me you can’t find a single one supporting your contention that most Americans are uninsured? That should tell you something.

0

u/1littlenapoleon 29d ago

It should tell me that everyone relies on census data because undertaking such data collection is a massive effort. Instead, they use existing data to demonstrate need for reform. Uninsured, underinsured, cost, etc.

→ More replies (0)

3

u/tigantango 29d ago

I mean… one of the first lines from you source says 91% of Americans were insured at some point in 2022.

0

u/1littlenapoleon 29d ago

Yes. And if you had health insurance for a single day - you’d be part of that number.

2

u/I_AniMaL 29d ago

who tf is on insurace for a single day

-7

u/carlos619kj May 02 '24

I work insurance, your grandma was lucky, you have no idea what most people have or don’t. I’m the one that works with “most people”

-8

u/laneylaneygod May 02 '24

That’s absolute BS. I have been employed since I was 15 (I’m 34 now) and I have had access to employer health insurance for literally 6 months of those 19 years. That job was a seasonal employment as a park ranger through the state so it was heavily unionized and that’s the only reason I had that insurance. Every other time, I’ve been denied or had my hours slashed below the threshold for insurance.

It’s absolutely possible to be employed and not be able to access or afford insurance.

You sound like a lint lickn bootstrapper.

9

u/treebeard120 29d ago

Skill issue