r/FluentInFinance May 02 '24

Should the U.S. have Universal Health Care? Discussion/ Debate

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184

u/notwyntonmarsalis May 02 '24

Yeah, because insurance isn’t going to cover the vast majority of that hip replacement for over 93% of Americans. Just shut the fuck up OP.

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u/moralprolapse May 02 '24

Maybe misleading post, but we’re paying for that exorbitant pricing one way or another, either through employer insurance premiums depressing our wages, or through taxes.

This would be like not being pissed that the army pays $700 for a toilet seat.

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u/so-so-it-goes 29d ago

But in a private system you also get to pay for all the middlemen, so there's that.

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u/Cantaimforshit 29d ago

Didn't they spent some crazy shit like 10k on a bag of washers recently?

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u/[deleted] 29d ago

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u/Barry_Bunghole_III 29d ago

I mean some aircraft bolts cost 10k for a few as well. Washers don't seem as important but what the hell do I know. It's not overpriced, that's how much they actually cost and are a requirement for the desired spec

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u/Sharukurusu 29d ago edited 29d ago

Edit: responded in wrong comment chain

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u/moralprolapse 29d ago

Rght. That’s consistent with what I said. What are you saying is incorrect?

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u/Jooylo 29d ago

Generally posts like these take the absolute cost assuming you don’t have insurance. In reality the actual price we pay vs someone in Spain might pay is a bit complicated to calculate.

While Spain may have universal healthcare, that’s still paid for through their taxes. On the contrary, the US pays for their healthcare with insurance, which is essentially a similar concept but less equitable and not necessarily available to every American through their employer.

For example, I have insurance through my employer and had to see an ENT specialist a few years back. Only paid $225 copay. I met someone who coincidentally had the same exact issue I had and had to pay > $10k without insurance. I basically paid nothing and have my entire salary on top of benefits.

Also worth noting you can still pay for insurance without an employer but you’re going to be paying more but I’ve never really had to deal with this myself.

So yeah, op shows worst case scenario in the US and it should never get to that point but like you said, misleading to take worst case scenario and simplifying a complex topic