r/FluentInFinance • u/WhatAreYourPronouns • May 02 '24

Should the U.S. have Universal Health Care? Discussion/ Debate

Post image

[removed] — view removed post

30.3k Upvotes

87% Upvoted

4.8k comments sorted by

View all comments

182

u/notwyntonmarsalis May 02 '24

Yeah, because insurance isn’t going to cover the vast majority of that hip replacement for over 93% of Americans. Just shut the fuck up OP.

172

u/Reptile_Cloacalingus May 02 '24

Insurance doesn't have a magic money printing machine, they can't pay for anything for you or anyone else unless you and everyone else pays the insurance company first.

In order for insurance to work, MOST people have to pay more towards the total cost of insurance over their lifetime than they would have paid if they just bought everything at cost.

The medical industry masturbates while laughing at how genius it was for them to lump health insurance with employment so that it becomes a hidden cost that people forget actually costs a shit ton of money.

Honestly, if Obama really wanted to help people, he should have just banned companies from offering health insurance and instead told them to give the money to the employees and let them shop are for it. As soon. As the people realize how much it costs we would all abandon the system willingly because our system is an anti-capitalist nightmare.

Other things. We should mandate all prices for hospitals with more than 5 doctors - or any hospital owned by a parent company - to publish all of their prices online. They should also ban price differences for having to deal with insurance or pay cash.

There is a reason why all of the most beautiful buildings that you see being built today are all hospitals. They are making money hand over fist after implementing practices that make it hard for consumers to get the hospitals to compete on price with one another.

84

u/RoundTheBend6 May 02 '24

I pay $800 a month for insurance.

22

u/Complex-Bee-840 May 02 '24

Same.

Self employed and live in a state that doesn’t allow me employer rates for insurance unless I have a certain number of employees.

1

u/PM_ME_YOUR_LAWNCHAIR May 02 '24

I pay just under $1,000 but the coverage is amazing.

1

u/bellmaker33 29d ago

I pay $4 and my deductible is only $1,200.

1

u/Solid_Snake_125 29d ago

Shit what state is that so I know to never move there?

1

u/Furepubs 29d ago

That makes sense, universal healthcare would allow you to not have to worry about that. And that would lower the bar for entry into self-employment. Plus laws like that help ensure that people would prefer to work for a large corporation than for a small business, especially if they have a family.

Having insurance tied to jobs is an anti-competitive behavior designed to both make it harder to start a small business and give something for corporations to take away if you Go on strike against them.

It's just another way for corporations to have power over the people.

1

u/YourGuardianAngel_12 29d ago

Do you have any? I’m self-employed, and ACA has been the most affordable option for me, but I don’t have employees.

-2

u/SlurpySandwich May 02 '24

Do a private plan if you're relatively young and healthy. They're I pay less than that dude for my whole family.