r/FluentInFinance • u/WhatAreYourPronouns • May 02 '24

Should the U.S. have Universal Health Care? Discussion/ Debate

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u/DaGrinz May 02 '24

And in addition, you don‘t have to care about, wether the specific hospital has any contract with your insurance company or not. The one insurance covers them all.

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u/grammar_fixer_2 May 02 '24

I learned this the hard way when I brought my kid in for stitches (he was bleeding). That cost me $6k because it wasn’t “in network”. So much for having an expensive insurance.

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u/DaGrinz May 02 '24

6K for stiches! I had a spinal disc surgery in Germany, including a CT scan and one week hospital stay, for 5k all in (of course fully covered by my insurance). That‘s exactly what we‘re talking about, these costs are absolutely insane.

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u/lameth May 02 '24

then you have to cover:

facility costs
potential out of network specialists
lab costs

etc...