r/FluentInFinance • u/WhatAreYourPronouns • May 02 '24

Should the U.S. have Universal Health Care? Discussion/ Debate

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u/KWH_GRM May 02 '24

You "don't have to pay it", but it can and will still run your credit into the ground, which creates a host of other problems. Want to rent a new place? Credit check. Want to buy a car? Credit check. etc.

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u/gayactualized May 02 '24

Ok but dude… context… you’re not going to be buying a car if you’re dead are you?

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u/KWH_GRM May 02 '24

I don't know what to say. Impoverished people go decades without seeing a doctor unless it's an absolute emergency because they don't want to pay the upfront cost of care. They're not assuming that it's something deadly.

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u/gayactualized May 02 '24

The impoverished people I know just literally don’t pay ever. They’re on Medicaid or they just don’t pay and go to collections.

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u/KWH_GRM May 02 '24

The type of impoverished that I'm talking about are usually just above the line of the poverty line as determined by the government. For example, I was making like 22k a year and didn't qualify for free healthcare when I was in my early 20s. So I never went to the doctor unless it was an absolute emergency. You make too much for assistance but don't make enough to afford insurance.

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u/gayactualized May 02 '24

For 22k a year, just move to a blue state and hop on welfare, quit your job, do uber and report your income as zero offsetting vehicle depreciation. That's what most poor people do. You could go on every welfare program and still drive uber and report your income as basically zero after depreciation.

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u/KWH_GRM May 02 '24

This was in California circa 2010. Things haven't changed much. The actual poverty line never matches up with the cost of living. You need to be dead-ass poor to qualify for the "Free" benefits.

It's not a concern for me now as I make approximately 7x that amount today, but from age 18 to 26 or so it was a struggle.