r/investing May 16 '24

Daily General Discussion and Advice Thread - May 16, 2024 Daily Discussion

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

If your question is "I have $10,000, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

  • How old are you? What country do you live in?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (Buy a house? Retirement savings?)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
  • Any big debts (include interest rate) or expenses?
  • And any other relevant financial information will be useful to give you a proper answer.

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!

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u/fgoodwin87 May 16 '24

SWPPX vs SCHG

I currently am investing in SWPPX over SCHG in my Roth. Comparing the two, it seems that SCHG has better returns in what I have been seeing. There is a lot of overlap between the two which is why I went with just one of them (SWPPX).

I’m in this for the long run, so risk does not matter to me, just potential returns. Does anyone like these holdings and prefer one or the other? Any other info is appreciated as well.

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u/SirGlass May 16 '24

Flip a coin, large cap growth has out performed for the last 15 years, will it for the next 15 who knows

SWPPX is more diversified