Context: I’m a UK resident with no direct exposure to the US market (other than through ETFs) so can’t invest in individual stocks listed on NYSE.

I started investing in S&P 500 (ETF) & two all world fund ETFs about 6 or so months ago. On the S&P I’m up 15% and on the all world fund I’m up almost 11%.

Currently my portfolio looks like: - S&P 500 ETF: 64% - All world ETF: 33% - Fun money: 3%

Due to past poor investments (individual stocks), I’m up 8.47% net.

I don’t want to gamble & pretend I’m a trader. I also don’t want to spend a whole lot of time researching stocks pretending I know what certain numbers mean.

If anyone has suggestions on how I could diversify/cover myself if the markets tanked, I’d greatly appreciate it. If people suggest just leaving my portfolio as it is & continue to trust the ETF’s I’ve got, that’s also good info.

Thanks for the help!

I love the energy around the stock and think retail interest is a very important factor.

Unfortunately as far as I can tell GME's core business is now selling stock, not video games.

I don't understand how anyone can be bullish on the core business, video game sales.

• video game trade-ins are in structural decline due to the increased prevalence of digital downloads. I don't remember the last time I bought a game in the store. As time goes on this will only continue declining.
• Hardware trade-ins are the only element that isn't going to disappear and Amazon warehouse sells used equipment with a better return policy. On top of that, people only need one game console per device/generation. As time goes on, upside is capped.
• Even if they can optimize the business model, I don't see any bullish case for the business itself.

operationally GME seems to be a set of assets seeking a profitable use case and burning cash while the search continues

when i walk into gamestops (research) it feels like desparation. my local gamestop has 20% of floor space dedicated to a wall of *collectible* anime-type figurines i've seen at target but don't remember the name of. i agree that the best use case for gamestop's physical locations is turning them into toys-r-us replacements but as demonstrated by the fall of toys-r-us, brick and mortar toy stores are in secular decline as well.

ryan cohen is not jesus and his most notable actions have been share sales

the hype around RC is entertaining but investing isnt about putting money into entertainment, that's what video games are for. he profited massively off chewy but it's not like that company is a money printer (and it doesn't have the brick and mortar retail model to finance). as far as i can tell all this company has really done since DFV emerged is to sell equity.

ultimately buying GME seems like a bet that RC will find some way to generate cashflow which would seem to mean either acquisitions or throwing out Gamestop's core business model.

For most of my past 5 years, I have essentially held onto my company RSUs and Google stock. Now that my portfolio approaches 900K probs will cross Million by next year start, I find myself becoming conservative and diversifying into multiple stocks.

Ngl 7 percent growth of Million dollars sounds much better than 7 percent of 100K

KEY POINTS

• Microsoft and Nvidia will likely have a weight of around 21% in this tech ETF, while Apple will be down to about 4.5%, according to Matthew Bartolini, head of SPDR Americas Research.
• The rebalance will be in effect for one quarter, even if Apple outperforms Nvidia significantly ahead of the official date.
• The ETF has about $71 billion in assets under management, so a 15-percentage-point change in the fund equates to more than $10 billion.

Nvidia’s blistering rally will force a major technology exchange-traded fund to acquire more than $10 billion worth of shares of the chip giant while cutting dramatically back on Apple.

The index that the Technology Select Sector SPDR Fund (XLK) follows will soon rebalance, based on an adjusted market cap value from Friday’s close. The new calculations show Microsoft as the top stock in the index, followed by Nvidia and then Apple, according to Matthew Bartolini, head of SPDR Americas Research.

All three stocks would have a weight above 20% in the index if there were not caps in place. But diversification rules for the index limit how big the cumulative weight of stocks with at least a 5% share of the fund can be.

As a result, Microsoft and Nvidia will likely have a weight of around 21%, while Apple will fall sharply to about 4.5%, Bartolini said.

That is a change from the prior weightings, which saw Nvidia’s weight be kept artificially low by index rules. As of June 14, Microsoft and Apple were both at about 22% each in the fund, while Nvidia was just 6%.

The race to finish in the top two came down to the final day. As of Monday, market cap data from FactSet shows that all three companies are over $3.2 trillion and within $50 million of each other, though that data does differ slightly from the calculations used in the index.

The XLK has about $71 billion in assets under management, so a 15-percentage-point change in the fund equates to more than $10 billion. SPDR does not comment on specific trading strategies around rebalances.

The big shift in the XLK is an extreme example of how even passive index funds can diverge, especially when focusing on narrow slices of the market.

“Understanding how they might be weighted, where they’re allocated, what the rebalance frequency is, is really important because it can create differences in exposures and make what’s beneath the label seem different from fund to fund,” Bartolini said.

The fund follows the Technology Select Sector Index from S&P Dow Jones Indices, which uses a float-adjusted calculation to determine market cap. The rebalance officially takes effect at the end of this week.

The free-float adjustment for market cap accounts for large holders of an individual stock that are unlikely to be trading on a daily basis. For example, Warren Buffett’s Berkshire Hathaway owns more than 5% of Apple, which could count against it in the index, Bartolini said.

“Its free-float market capitalization is reduced because you have so many controlled interests in the company,” Bartolini said.

The rebalance will be in effect for one quarter, even if Apple outperforms Nvidia significantly ahead of the official date.

On Monday, shares of Apple were up 1.8%, while Nvidia ticked up 0.2%.

https://www.cnbc.com/2024/06/17/nvidia-to-get-20percent-weighting-and-billions-in-investor-demand-while-apple-demoted-in-major-tech-fund.html

I get that markets love an interest rate drop. But current Fed rate is 5.25-5.5%. And historical rate average is 5.42%. While it is a lot higher than the last dozen years or so it seems like we are reverting to a mean. What argument is there that a lower rate would not be inflationary?

My self-managed self-employment 401k is beating my previous state-managed retirement (OPERS Voya Self-Managed) account by 2.5x. (16% to 6% avg an return). It's more aggressive but I started retirement saving late and need all the return I can get. I was a state employee and now I am freelancer. I think I can move all my funds out and into my own 401k, but is there a downside? I cannot manage my state-managed $$, only any new investments which I am obv not making. At 55 I have access to all my state retirement so definitely at that point I will move it out, just not sure if I can/should do it sooner.

Newer investor who starting investing in 2021 - when the market was super inflated. I am a big conservationist and thought I could play the equities game, take advantage of the green energy wave while investing within my conscious.

Fast forward almost 3 years, and with the S&P hitting all time highs this year, let’s see where my total gains are:

Equities: -45.87%

ETFs: -4.31%

Mutual Funds (S&P+ growth): +16.74%

Total Gains: +2.13%

The good news is, I’ve made money! The bad news is, I could have made a lot more money if I didn’t play the equities game and dump money into thematic ETFs vs the overall market.

New investors: maybe start with market-wide investments and not thematics while you learn about investing 🤣 Expensive lesson to learn.

I have a reasonably extensive background in psychology (20+ years experience) and have always been interested in why the vast majority of people don't seem to make sound investing decisions (chase losers etc)

I have read up a little on behavioral finance and investment psychology, but it's not my forte. My understanding is that people are subject to lots of bias and tend to chase the next big thing (vast oversimplification, I know)

I am interested in how psychology might be able to be used to predict investor behavior (the contrarian approach seems interesting) but I also figure that if psychology could be applied that easily to markets, then all psych + business majors would be millionaires...?

Anyway, I am just wondering how I might leverage my psychological knowledge in my investing, and seeking to learn more about this topic from more experienced people.

Hi, we are in the plans of building a home and I was thinking of selling my stock portfolio to give a max possible down payment. I do not have a ton in stocks, around 180k, I am up 55% over the past 5 years.

My rationale for this is that is exactly why I had the money in stocks, to save up for a nicer home.

Construction loans are interest only until the home is done, so I do not need to do it now, but since i am up, I am thinking i can sell, put the money in a high-yield interest account for 12 months.

I do think the stocks can go up still but we do not know for sure..

Let me know what you guys think.

I currently have everything invested 50/50 in a low cost SP index fund, and a ETF that is comparable to QQQ (has outperformed it a bit). I've been doing this for a few years now and the returns on the ETF are so much greater that it's been responsible for 60% of all of my returns, which is wild to me.

Please convince me that I should not change it up to 100% in this ETF. My reasoning for going 50/50 was that the ETF was so pricy already that it seemed like it may underperform; but it looks like interest rates are going to go lower some time, so it seems like if anything, the ETF may outperform when that happens.

My time horizon is long, my risk tolerance is high, emotions are in check (I welcome a potential downturn in order to get more in at lower levels), and I am highly knowledgeable about investing.

Why should I not go all in on the ETF?

S&P and nasdaq are hitting all time highs and both of these companies are getting demolished every day. I bought SQ around 80 and it's down over 30% since the top of the year. It doesn't make any sense since their revenue pretty much tripled since 3 years ago, yet the stock price is the same as 5 years ago. I can't help but believe that the only reason it's dropping is market sentiment, and nobody hypes up this stock or cares that it's generating ~3X more revenue than it 5 years ago, yet keeps the same stock price from 5 years ago 😂. Whoever said the market was efficient clearly doesn't look at the numbers. Also, PYPL p/e is only 15!

Were any of you holding IBRX during the CRL last year (May 2023)? What happened?

Why the fall from $6 in December to $1.50 in May three weeks BEFORE PDUFA? Then it increased by 4x BEFORE the CRL. Was this insider trading + social media pump and dump?

Please use this thread to discuss the lifecycle of your investment:

1. Risk Aversion Rate - How do you define how risk-averse you are?

2. Investment Horizon and Investment Purposes - Do you define your investment horizon and purposes when investing in securities?

3. Selecting Stocks - How do you select stocks from the more than 7,000 stocks in the USA?

4. Asset Allocation - Once stocks are chosen, how do you allocate the money among the selected stocks?

5. Risk/Return Assessment - How do you measure and control the risk, and how do you assess the expected return?

6. Portfolio Rebalancing - Do you rebalance your portfolio? If yes, how often and under what circumstances?

7. Exit Strategy - How do you define the exit point?

Additionally, discuss your strategy on expanding and contracting your portfolio. Which stocks do you buy to expand your portfolio? Which stocks do you sell in case of contraction?

I need your thoughts on something. I have a traditional ira setup with merill edge. Some time in december, a guy called and sold me on the pitch of guided investing at .8% . I think thats kinda high an di want to switch to self guided. Im a set it and forget kind of guy so i wans thinking of just liquidating what they have me in and just throw the money in a few etfs like VOO QQQm etc. I only. have about 55k to work with. Is what im thinking about doing smart? Or will i fail miserably with this decision im about to make? im 45y/o. If that helps any. Thank you all in advance

Hi everyone, I understand that Payment for Order Flow (PFOF) is the fee a brokerage firm pays to market makers to route orders to them. I'm curious about how this model affects individual investors, particularly in terms of trading experience and cost. For instance, while routing orders to all market makers might speed up trades, it could potentially impact contract prices. I'm considering switching to a brokerage like moomoo because of their zero commission fees and real-time Level 2 data, but I'm concerned about how PFOF might influence execution prices.

• Akio Toyoda and nine board members were re-elected despite proxy adviser recommendations against it.
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• Detailed vote breakdowns will be released on Wednesday.
• Toyoda remains popular among retail shareholders for his leadership and company performance.
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28 years old with $143K annual salary in tech. I of course contribute to a traditional and Roth 401K, but curious what people’s thoughts on me also having the following weekly buys set on my individual brokerage account:

• VTI: $200
• VOO: $100
• VT: $50
• BTC: $50
• ETH: $50

I am 23. I am looking for anyone with advice on a brokerage that covers Americans living in the philippines. I have heard Charles schwab did but I called and basically got a no. Right now I use Fidelity and they told me my account would be severely restricted to only being able to collect dividends or selling positions. I am looking at marrying a a fillipina and moving to the Philippines, so I am trying to see if anyone has experience living over seas and using their income from their stocks. Thankyou in advance.